Operational proof of concept — live government concession

The AI platform that turns
invisible digital revenues
into government income

NOCTYRA360™ identifies, audits and recovers taxes and levies that are legally due but currently uncollected — across telecoms, mobile money, digital payments, banking switches and online services. Deployed as a sovereign partnership, at zero cost to government, generating revenues from Month 2.

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>1B
CDR records / day
97%+
Reconciliation accuracy
48h
Cloud deployment
Month 2
First government revenues
Zero
Cost to government
Year 10
Full sovereignty transfer
Compatible with
Telecom operators Orange Networks Airtel MTN Moov Africa Viettel / Halotel Smile Communications TIGO Africell Lumitel Econet Leo Smart Mobile ONATEL Telma / Yas Zantel Socatel Lacell Guinetel Mobile money MVola Orange Money Airtel Money MoMo (MTN) Ecocash M-Pesa Moov Money Digital services Netflix Meta Google AWS TikTok Booking.com Payment infrastructure Visa / Mastercard Stripe PayPal SWIFT Western Union MoneyGram
How it works

From raw data to certified
government revenue in days

Three integrated processing layers work continuously to close the gap between what digital operators declare and what fiscal law actually requires.

LAYER 01

Universal data ingestion

NOCTYRA360™ ingests Call Detail Records (CDR) from any operator in any format — ASN.1, CSV, XML, JSON or proprietary. Simultaneously, it captures mobile money USSD session logs, banking switch transactions, payment processor flows, international remittance records and DNS-tracked digital service traffic. All data streams are normalised in real time through a high-throughput message broker handling over one billion records per day.

LAYER 02

AI-powered compliance engine

Machine learning models trained on country-specific operator data cross-check declared volumes against actual network traffic. The rules engine applies the jurisdiction's own fiscal laws — excise duties, value added taxes, sector-specific levies and digital service obligations — to every transaction record. Anomalies, under-declarations and unregistered revenue streams are scored, ranked and surfaced as actionable Recoverable Fiscal Gap (RFG) alerts, with false positive rates below 2%.

LAYER 03

Governance, reporting & collection

Certified RFG reports are delivered directly to tax authority dashboards, triggering formal compliance assessment processes. Collected revenues flow automatically through a secure escrow mechanism to the national treasury. Government regulators — tax authority, telecom regulator, central bank — each have dedicated real-time portals showing operator-level compliance scores, collection progress and monthly audit trails. All reporting follows international standards (TM Forum GB941, ITU-T).

Payment ecosystem integration

Every payment channel,
one unified compliance view

Digital fiscal leakage occurs across an interconnected web of payment systems. NOCTYRA360™ is the only platform purpose-built to monitor all of them simultaneously.

Telecom billing & CDR

Full CDR reconciliation across voice, data, SMS and roaming services. Identifies billing gaps, interconnection divergences, undeclared expired credits and new service classification gaps.

ASN.1 / CSV / XML Voice · Data · SMS Roaming Interconnect audit

Mobile money platforms

Monitors USSD-based mobile money transactions across all licensed Electronic Money Issuers (EMIs). Reconciles declared volumes with actual session logs, agent network activity and merchant flows. Integrates directly with central bank supervision feeds.

USSD session logs EMI revenue Agent networks Central bank feed

Banking switches & interbank

Connects to national payment switches and interbank settlement systems to track taxable financial transactions. Flags unreported inter-bank transfers, digital banking service fees and card-based transaction volumes that fall outside current fiscal declarations.

National switches Interbank settlement Card transactions Digital banking fees

International remittances

Tracks inbound and outbound international money transfers across regulated corridors. Reconciles declared remittance volumes from operators such as Western Union, MoneyGram and SWIFT-connected banks against actual transaction flows, identifying under-reported commissions and taxable service fees.

SWIFT flows Western Union MoneyGram Corridor compliance

Online payment processors

Identifies non-resident payment processors (Stripe, PayPal, Visa, Mastercard and regional equivalents) operating in-country without fiscal registration. Monitors transaction volumes, service fees and commissions to compute the assessable tax base under applicable digital economy legislation.

Visa / Mastercard Stripe · PayPal Non-resident processors Service fee audit

Digital services & OTT platforms

Tracks non-resident Over-the-Top (OTT) providers — streaming, social media, advertising platforms, cloud services and Software-as-a-Service vendors — using DNS-level traffic analysis and payment processor data to establish taxable presence thresholds under local digital economy laws.

Netflix · Meta · Google AWS · Azure · TikTok DNS tracking Digital presence threshold

Online gaming & betting

Manages licensing, revenue surveillance and tax collection for online gaming and sports betting operators. Captures revenue flows through mobile money payment gateways, monitors winnings and commissions, and enforces corporate income tax and value added tax obligations in real time.

License registry Revenue surveillance Mobile money gateways Winnings tax

Cross-platform AI intelligence

The Analytics and Intelligence Hub aggregates signals from every integrated channel. Machine learning models detect anomalies that span multiple platforms — for example, a telecom operator whose mobile money revenue appears unrelated to its CDR traffic volumes — generating multi-dimensional risk scores and predictive compliance alerts.

Cross-channel ML Multi-platform anomalies Predictive compliance <2% false positives
Platform modules

Five specialised compliance modules,
one integrated platform

Each module is independently deployable and integrates natively with the target country's existing operator and regulatory infrastructure.

Available from launch

Telecom Revenue Surveillance

Module 1 — SRT

Real-time CDR analysis across all licensed operators. Reconciles declared revenues against actual network traffic. Identifies billing gaps, interconnection divergences and undeclared credits for compliance assessment.

CDR · ASN.1 · CSVReal-timeInterconnect auditAll operators
Available from launch

Mobile Money Compliance Engine

Module 2 — MCMM

Tracks Electronic Money Issuer (EMI) revenues in real time. Parses USSD session logs across all licensed mobile money platforms, reconciles volumes against central bank and fiscal declarations, and flags anti-money laundering signals.

USSD session logsEMI revenueAML signalsCentral bank API
Phase 2

Digital Services Register & VAT

Module 3 — DSR

Identifies and registers non-resident digital service providers operating in-country. Automates collection of value added taxes on streaming, advertising, cloud and SaaS revenues with no registration threshold, in line with the jurisdiction's digital economy legislation.

Non-resident providersDNS trackingAutomated VAT500+ platforms
Phase 2

Gaming & Betting Compliance

Module 4 — GBC

End-to-end licensing portal for online gaming and sports betting operators. Real-time revenue surveillance via mobile money payment gateways. Enforces applicable income tax and indirect tax obligations automatically, eliminating manual declaration requirements.

License portalRevenue surveillanceMM gatewaysAutomated tax
Available from launch

Analytics & Intelligence Hub

Module 5 — AIH

Cross-module artificial intelligence risk scoring and predictive compliance alerts. Aggregates signals from all four operational modules plus external economic data feeds. Delivers real-time Key Performance Indicators (KPI) dashboards to tax authority, telecom regulator and central bank with operator-level drill-down.

AI risk scoringPredictive complianceMulti-agency KPIOperator drill-down
Certified performance

Benchmarks validated on
real operator data

>1B
CDR records processed per day
97%+
Telecom reconciliation accuracy
97%+
Mobile money reconciliation accuracy
99.5%
Platform availability (SLA)
<4h
Daily full-cycle processing time
<2%
AI false positive rate
100%
Declared gap detection rate
48h
Cloud infrastructure deployment
Rapid deployment model

Operational in weeks,
not years

NOCTYRA360™ eliminates the years-long procurement and integration cycles typical of legacy revenue assurance systems. The cloud-first architecture is pre-certified, pre-configured and ready to activate.

Week 1
Partnership agreement signed
The concession or partnership agreement is signed. The NOCTYRA360™ in-country team is deployed on Day 1. Regulatory decree and data-sharing templates are handed to government agencies immediately, ready for ministerial review.
Day 2
Cloud platform live
The NOCTYRA360™ cloud infrastructure is provisioned and fully operational within 48 hours of signature, on African-region cloud nodes. Government agencies receive their encrypted access credentials and administration keys from Day 1. No hardware procurement is needed in the first year.
Week 4
Data flows activated
Regulator issues a data-sharing instruction to licensed operators. All telecom and mobile money operators begin transmitting daily data batches to NOCTYRA360™. The AI engine begins real-time analysis. Government portal dashboards go live.
Week 8
First compliance assessments certified
The first 30-to-60-day full audit cycle is complete. Recoverable Fiscal Gaps (RFG) are quantified, documented and delivered as certified reports to the tax authority, ready for formal compliance assessment proceedings against operators.
Month 2
First government revenues collected
The first telecom and mobile money compliance revenues flow to the national treasury. The escrow mechanism activates. Government agencies receive their first monthly performance report showing recovered amounts by sector and by operator.
Year 2
Full platform — all five modules active
Digital Services Register, Gaming and Betting Compliance, and the Analytics and Intelligence Hub are fully integrated. All payment channels — mobile money, banking switches, international remittances, online payment processors — are monitored. Platform availability exceeds 99.5% SLA.
Year 3+
Local hosting & progressive sovereignty
Transition to in-country data hosting begins once local infrastructure meets certification standards. Government IT teams are progressively trained and take over operational responsibilities. All data remains fully sovereign throughout.
Year 10
Complete technology transfer — at no cost
Full ownership of the NOCTYRA360™ platform — all source code, AI models, data infrastructure and intellectual property — is transferred to the government. Over 150 certified government agents operate the platform autonomously. Transfer cost: zero.

Zero cost to government

The entire platform is deployed under a sovereign partnership model. Government contributes no capital, takes no financial risk and pays nothing. All investment is recovered from compliance revenues generated from Month 2 onwards.

Cloud-first — data sovereignty guaranteed

Year 1: African-region cloud nodes, fully encrypted, government holds all access keys. Year 2: local datacenter assessment. Year 3+: in-country hosting pathway. No data leaves the country without explicit government authorisation.

Pre-certified and pre-configured

NOCTYRA360™ holds ISO 27001, SOC 2 Type II, TM Forum GB941 and GSMA Open API certifications. Operator interfaces for all major African telecom and mobile money providers are pre-built — no custom integration work is required from operators.

Full sovereignty at Year 10

All source code, AI models, trained datasets, platform infrastructure and intellectual property are transferred to the government at the end of the concession period, completely free of charge. The government gains a world-class compliance platform that is already operational and fully staffed.

Standards & certifications

Built to the highest
international standards

Every certification recognised by major Development Finance Institutions (DFIs) — IFC, AfDB, DFC, Proparco and FMO — for government-grade sovereign data platforms.

ISO/IEC 27001:2022
Information security management — full platform scope
SOC 2 Type II
AICPA — independently audited security and availability controls
TM Forum GB941 v3.1
Revenue assurance standard — 50+ telecom deployments globally
GSMA Open API
Native interoperability with all major African operators
NIST CSF 2.0
US National Institute cybersecurity framework
ITU-T X.805
International network security architecture standard
Annual penetration testing
Independent third-party security validation
Zero-trust architecture
Government holds all encryption keys from Day 1
Market coverage

One platform, adapted to
every market's rules

NOCTYRA360™ is jurisdiction-agnostic. The rules engine is configured to each country's specific fiscal legislation, operator landscape and regulatory framework before deployment — with no platform changes required.

Active & Pipeline
Live government concession
Operational proof of concept — active since 2022
Live
National revenue compliance programme
Full-scope digital tax assurance — BOT model
Advanced
East Africa — digital compliance programme
Telecom, mobile money & digital services
Pipeline
West Africa — fiscal assurance (programme 1)
Digital economy tax compliance
Pipeline
West Africa — fiscal assurance (programme 2)
Telecom & mobile money revenue surveillance
Pipeline
Francophone & Anglophone Africa
Replicable model — multi-country expansion
Expansion

Telecom operators — integrated & certified

Orange NetworksAirtelMTNMoov AfricaTelma / YasSocatelTelecelONATEL

Mobile money platforms — integrated & certified

MVolaOrange MoneyAirtel MoneyMoMo (MTN)M-PesaMoov MoneyEcocash

Additional operators — compatible via GSMA Open API

Viettel / HalotelTIGOAfricellLumitelEconet LeoSmart MobileLacellGuinetelZantelSmile Communications

Payment infrastructure — monitored

Visa / MastercardStripePayPalSWIFTWestern UnionMoneyGram

Digital & OTT services — tracked

NetflixMetaGoogleAWSTikTokBooking.comMicrosoftSpotify
Why governments choose NOCTYRA360™

Built for sovereigns,
trusted by regulators

Financial model

  • Sovereign partnership model — zero capital cost to government
  • First compliance revenues generated within 60 days of go-live
  • Existing baseline revenues protected — never touched
  • Full platform transferred free of charge at Year 10
  • Eligible for IFC, AfDB, DFC, Proparco and FMO co-financing

Technical excellence

  • Processes over one billion CDR records per day — proven in production
  • ISO 27001, SOC 2, TM Forum GB941, GSMA Open API certified
  • Cloud infrastructure live within 48 hours of agreement signature
  • Pre-integrated with all major African telecom and mobile money operators
  • 99.5% platform availability — contractually guaranteed SLA

Sovereignty & capacity building

  • Government holds all data encryption keys from Day 1
  • Zero cross-border data transfer without explicit government approval
  • 150+ government agents trained and certified by Year 10
  • Progressive handover — government teams lead operations from Year 7
  • Pathway to 100% in-country hosting from Year 3

International alignment

  • Directly addresses IMF revenue-to-GDP improvement targets
  • Blended finance eligible — IFC, AfDB, DFC, Proparco, FMO, EIB
  • Aligned with OECD BEPS digital economy frameworks
  • 7 UN Sustainable Development Goals (SDGs) aligned
  • Standard ICC / ICSID arbitration clause included
Partnership model

Flexible engagement,
designed for governments and DFIs

NOCTYRA360™ is deployed through a structured sovereign partnership. We adapt to your country's institutional framework, legal requirements and fiscal objectives.

Build-Operate-Transfer (BOT)

The standard sovereign model. NOCTYRA360™ is built, operated and fully transferred to the government at the end of the concession period. Zero cost to government. Platform and all IP handed over free of charge.

Public-Private Partnership (PPP)

For governments preferring a co-ownership structure, NOCTYRA360™ can be deployed as a Public-Private Partnership with shared governance, joint oversight committees and government participation in platform decisions from Day 1.

Managed service licence

For institutions seeking a SaaS-style deployment, NOCTYRA360™ is available as a fully managed service with a multi-year licence, dedicated support team and regular platform upgrades included.

Feasibility & advisory

For governments in the early evaluation phase, NOCTYRA360™ offers a structured feasibility study and fiscal gap analysis — quantifying the country's recoverable revenues using official data before any commitment is made.

Capacity building programme

For governments prioritising local expertise, NOCTYRA360™ includes a comprehensive capacity building programme — training government agents in revenue assurance, CDR analysis, mobile money compliance and platform administration.

DFI co-structuring support

NOCTYRA360™'s team provides full support in structuring Development Finance Institution (DFI) co-financing packages — including IFC, AfDB, DFC, Proparco, FMO and EIB — from initial letter of interest through to financial close.

Developed by

Two US companies,
one African platform

NOCTYRA360™ is jointly developed by Connect@ Now USA, LLC and its operational affiliate XPWallet USA LLC — combining deep digital compliance technology expertise with a live, active sovereign deployment in Sub-Saharan Africa.

Connect@ Now USA, LLC

Tempe, Arizona 85288 — United States

Connect@ Now USA, LLC is the lead technology developer and exclusive intellectual property owner of the NOCTYRA360™ platform. The company designs, structures and manages sovereign digital revenue compliance concessions, partnering with governments across Africa to modernise fiscal systems without cost or risk to the public sector.

Founded 2020 · Tempe, Arizona, USA
Sole proprietor of NOCTYRA360™ · BOT concession operator
Chief Executive: Prudence Ntamutumba
Visit connectnowusa.org

XPWallet USA LLC

Affiliate of Connect@ Now USA · USA / Africa

XPWallet USA LLC is the operational affiliate of Connect@ Now USA responsible for executing live sovereign deployments of NOCTYRA360™. XPWallet manages NOCTYRA360™'s first live government concession — the platform's direct proof of concept — and serves as the primary operational bridge between the US technology base and African government counterparts across the continent.

CAR government concession: 2022–present · Live and operational
Scope: Telecoms · Mobile money · Digital services · Payments
Direct proof of concept for all prospective government partners
Visit xpwallet.us
On-the-ground consortium

For government deployments, Connect@ Now USA, LLC partners with MARK CABLE SOLUTIONS to form the in-country implementation consortium — providing local operational presence, hardware deployment, government liaison and regulatory coordination across target markets.

connectnowusa.org ↗ xpwallet.us ↗

Ready to close your
digital revenue gap?

NOCTYRA360™ is operational, certified and ready for your country. We begin with a structured feasibility study — quantifying your recoverable revenues using your own official data, at no cost and no commitment.

Request a demonstration Commission a feasibility study